About LRD ( Lease Rental Discounting )
What is LRD ( Lease Rental Discounting )
Lease Rental Discounting (LRD) is a loan given against the rental income from a rented commercial property. If your property earns regular rent, lenders can provide funds based on that income. You can use the money for business growth, expansion, or other financial needs without selling your property
WHY CHOOSE LEASE RENTAL DISCOUNTING (LRD)?
Property Ownership
Keep ownership while unlocking your property's financial value.
Higher Funding
Receive larger loan amounts against valuable commercial properties.
Quick Approval
Enjoy faster loan processing with simple eligibility requirements.
Stable Cashflow
Maintain healthy cash flow without selling your property.
Competitive Interest
Benefit from affordable interest rates and manageable repayment options.
Long Tenure
Choose comfortable repayment periods for better financial planning.
Top Financial Partners
Need Quick Funds Against Your Rental Income?
Apply for Lease Rental Discounting today and let our experts help you unlock fast, hassle-free business funding.
ELIGIBILITY & DOCUMENTS
LEASE RENTAL DISCOUNTING (LRD) Eligibility
- Age 21–65 Years
- Indian Resident Applicant
- Commercial Property Owner
- Property Already Leased
- Stable Rental Income
- Good Credit History
- Regular Income Source
- Clear Property Title
- Loan Repayment Capacity
- Eligible Tenant Profile
- Property in Prime Location
- Lender Eligibility Compliance
Documents Required
KYC Document
PAN Card, Aadhaar Card, Voter ID, Passport, Driving Licence, and recent passport-size photographs for identity verification.
Lease Agreement Documents
Registered lease agreement, rent receipts, tenant details, rental payment history, and lease tenure proof.
Property Documents
Registered sale deed, title deed, property tax receipts, approved building plan, and ownership proof of the commercial property.
Banking Documents
Latest 6–12 months' bank statements showing regular rental credits and other financial transactions.
Business Documents
GST registration, business registration certificate, partnership deed, Memorandum of Association (MOA), or company incorporation certificate.
Income Document
Salary slips, Income Tax Returns (ITR), Form 16, bank statements, or audited financial statements to verify repayment capacity.
All documents must be valid and updated. Additional documents may be required by the lender if required.
Frequently Asked Questions
What properties are eligible for LRD?
Leased commercial properties like offices, shops, warehouses, and retail spaces generally qualify for LRD loans
How is the LRD loan amount calculated?
Loan eligibility depends on rental income, lease tenure, property value, and lender-specific eligibility criteria.
Is collateral required for Lease Rental Discounting?
The leased commercial property itself serves as collateral for the LRD loan.
How quickly is an LRD loan approved?
Eligible LRD applications are often approved quickly after successful document verification and lender evaluation.
Is Lease Rental Discounting available for self-employed applicants?
Yes, self-employed property owners with eligible leased commercial properties can easily apply for LRD financing.
What types of tenants are preferred by lenders?
Lenders prefer financially stable tenants with consistent rental payment history and valid lease agreements.
Unlock the Value of Your Rental Property with Fast & Flexible Lease Rental Discounting (LRD) Today
Convert your rental income into instant funds with quick approvals, flexible repayment options, and competitive interest rates.